Cashless Debit Card – Overview

The Commonwealth Government is considering the best possible ways to support people, families and communities in locations where high levels of welfare dependence co-exist with high levels of social harm.

The Cashless Debit Card has been designed to help disadvantaged communities decrease the level of consumption of drugs, alcohol and gambling which impacts on the health and wellbeing of communities, families and children.

On 14 March 2017, the Government announced the extension of the use of the Cashless Debit Card in Ceduna and the East Kimberley based on the positive results from an independent evaluation.

Announced as part of the 2017-18 Budget, the Cashless Debit Card will also be expanded to two new locations. The Government is consulting with communities that have expressed an interest in the Cashless Debit Card.

How the Cashless Debit Card works

The Cashless Debit Card looks and operates like a normal bank card, except it cannot be used to buy alcohol or gambling products, or to withdraw cash.

The card can be used anywhere that accepts EFTPOS or Visa. It will work online, for shopping and paying bills. The Indue website lists the approved merchants and excluded merchants for the Cashless Debit Card.

Who does the Cashless Debit Card apply to?

Recipients of working age income support payments who live in the Ceduna region or the East Kimberley receive a Cashless Debit Card.

People on the Age Pension, a veteran’s payment or who earn a wage can volunteer for the Cashless Debit Card.

How will it affect Centrelink payments?

The Cashless Debit Card doesn’t change the amount of money a person receives from Centrelink. It only changes the way in which people receive and spend their fortnightly payments:

  • 80 per cent is paid onto the Cashless Debit Card
  • 20 per cent is paid into a person’s regular bank account.

Cashless Debit Card calculator

To work out how much will be paid onto your Cashless Debit Card, enter your fortnightly payment amount into the following calculator.


Money on the card 

Use it for:

  • Groceries
  • Pay bills
  • Buy clothes
  • Travel
  • Online

Anywhere with eftpos except:

  • No grog
  • No gambling
  • No cash

Note: 100% of lump sum payments will be placed on the card.

Evaluation of the Cashless Debit Card Trial

More information

For more information, email or call 1800 252 604.

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