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Questions and Answers

How much money will people get?

When do you need to apply?

When will you receive a payment?

Will the Scheme affect your wages now?

Will the Scheme affect your current job?

Will the Scheme affect your Disability Support Pension?

Will you have to pay tax?

What if you don’t agree with a decision?

Can you change your mind?

Can you ask for more time?

Do you need to use a Legal Advisor or Financial Counsellor?
 

How much money will people get?
 

Everyone’s situation is different.  

The people who can take part in the Scheme will have different jobs, they’ll work different hours and they’ll earn different wages.  

Some people will not receive an offer because of the way they were paid in the past.

Some people may receive an offer because of the way they were paid in the past.

The lowest payment people will be offered is $100.

Some people may be offered several thousand dollars.

You can find information about how the payments are worked out in Chapter 4 of the Easy Read handbook.

When do you need to apply?
 

If you wanted to apply for a payment, you must have registered with the Scheme by 30 April 2017.

The deadline for all applications is 30 November 2017.

When will you receive a payment?
 

We will send you a letter than explains whether or not we can offer you a payment. 

If you decide to accept our offer, you need to let us know.

The last date for you to accept our offer is 31 December 2018.

Once you have accepted our offer, we will make the payment as soon as possible.

Offers cannot be made on or after 1 September 2018, unless they are a consequence of a review of an earlier determination.

The last date for us to make offers is 31 December 2018.

Will the Scheme affect your wages now?
 

The Scheme will not affect your wages.

New wage assessments can’t be done with the BSWAT anymore.

Will the Scheme affect your current job?
 

The Scheme will not affect the way you do your job, or your current wages.

You can talk to your manager about your job and your wages.

You do not have to worry that you will lose your job if you take part in the Scheme.

Will the Scheme affect your Disability Support Pension? 
 

The one-off payment is unlikely to affect your Disability Support Pension.

Most people will continue to receive the Disability Support Pension in the usual way.

Some people will need to have an asset test. This is a test that works out how much you own – including things like money in the bank, a car, a house or shares.

Will you have to pay tax?
 

If you receive a one-off payment from the Scheme, you may not have to pay tax on that money.

We have changed the law to reduce the tax you have to pay under the Scheme.

If you do have to pay tax, we will pay you an extra amount of money with your BSWAT payment to help meet the cost of that tax.

For more information on Tax obligations

What if you don’t agree with a decision?
 

If you’re not happy about a decision we have made about the Scheme, you can ask for a review. 

For example, if you’ve been told that you are not eligible for the Scheme, you can ask for a review.

Or, if you’re not happy with the payment offer you’ve received, you can ask for a review.

We explain how to ask for a review in Chapter 8 of the Easy Read handbook. 

Can you change your mind?
 

You can change your mind about applying to the Scheme, or about accepting or declining an offer.

The timing is important because there are deadlines.

For example, you can’t change your mind after the date for accepting an offer has passed.

Once you have applied, we will write to you about your offer. This letter will explain the date you need to accept the offer by.  

You can’t change your mind after you accept a payment offer.

You can contact us at any time if you are unsure.

Can you ask for more time?
 

You can ask for more time in some circumstances.

All applications close on 30 November 2017.

Once you’ve applied, and you’ve received an offer, you can ask for more time to make a decision.
You need a reason to do this.

Please contact us if you’d like to ask for more time to make a decision about your offer.

Do you need to use a Legal Advisor or Financial Counsellor?
 

People who are applying to the Scheme can get free Legal Advice and Financial Counselling. 

The Government will pay for this, up to a set amount.

Some people will do this so that they completely understand what the BSWAT Payment Scheme means for them.

If your offer is over $1,000, you need to get Financial Counselling and prove that you have received this advice. 

Seeing a Legal Advisor is optional. You may decide that it’s a good idea to get some independent legal advice.

You can choose a Legal Advisor or Financial Counsellor.  

You may already have a Legal Advisor or Financial Counsellor that you like working with.
Or you can choose one from the list.

If you’re not happy with the Legal Advisor or Financial Counsellor that you chose, you can choose someone else.

There is more information about this in the Easy Read handbook in Chapter 7.

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